Are you considering retirement within the next five years? If so, you already know that the clock is ticking. Hopefully, you’re on the right track and planning as you should. Unfortunately, what so many soon-to-be retirees aren’t planning is all the careful calculating and financial preparation it takes to retire strategically.

This week on the David Lukas Show, our host David of David Lukas Financial talks about how too many people are risking more than they should or are comfortable with. Throughout the hour explains how following the five critical steps, listed below, can help safeguard your hard earned retirement funds and future happiness.  

David’s Five Critical Steps everyone should be taking before retiring:

1. Know the tax efficient strategies that could help you save thousands of dollars in retirement
2. How to claim your Social Security and avoid catastrophe
3. Implement the successful strategies to generate income, after retirement, while minimizing your financial risk
4. Take your RMDs (Required Minimum Distributions) as you should
5. Don’t leave any benefits owed to you by Social Security behind

Interested in hearing David discuss all the important information above? Listen to the entire show today!

Want to know about The DLF Retirement Advantage™ Process?  CLICK HERE!

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David Lukas Financial is planning its next  Maximizing Your Social Security Course. You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability for upcoming October classes.

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The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

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Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

Did you know that the total out of pocket spending for the average Sixty Five year old couple for healthcare in retirement could now surpass $400,000 when you factor in both Medicare and supplemental insurance premiums, copays, and deductibles? Sounds crazy, right? What’s even crazier is that’s just the “average couple.”  Unfortunately, that amount doesn’t account for any particular health issues that may already exist or, for that matter, any issues that may occur in the future. Simply saving for healthcare is a great start but it’s what you do with that money that really makes a difference.

This week on the David Lukas Show our host David Lukas, of David Lukas Financial, talks about how expensive healthcare can be in retirement. Throughout the hour, David discusses how a buttoned up financial gameplan is the key to absorbing the sticker shock of the ever rising cost of healthcare expenses.

Top items explained in today’s show:

1. What you can expect to pay for healthcare in retirement
2. Why you should be concerned about Long Term Care
3. How you can avoid getting gouged by Medicare premiums
4. How longevity—if you’re experiencing prolonged health issues—can make matters even worse  

To hear all the excellent information from David gives regarding healthcare after retirement, listen to the entire episode today.

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The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

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Want to know more about how David Lukas Financial can save you money on unnecessary taxes, fees, and medical expenses? Call David Lukas Financial, (501) 218-8880, today to learn more about The DLF Retirement Advantage™ Process.

David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

Baby Boomers are said to inherit 11.6 trillion dollars from the world's greatest generation. That being said,  it’s also been reported that one in three people who receive an inheritance will go broke in two years or less. What many of these hopeful inheritors aren’t anticipating is how much of a game changer an unexpected windfall of cash can be, when it comes to both planning and funding their retirement. In fact, most inheritors don’t understand that when they do receive a substantial inheritance, that’s when the hard work begins. In other words, planning what to do with that money becomes more important than ever.

This week on the David Lukas Show, David covers the uncomfortable topic of inheritance and how one specific generation (that’s you Baby Boomers)  may be teeing up for great loss after such a substantial gain. Throughout the hour, David explains what you should and, even more specifically, what you shouldn't do when you suddenly come into some money.

Specific topics discussed in today’s show:

-The first two critical things you should do upon receiving an inheritance

-The secret to managing pre-tax retirement accounts vs. other savings and investments

-The one tax you should never have to pay on an inheritance

-Lastly, how you could avoid other trap doors that could cause you to lose it all

To hear all the excellent information from David Lukas of David Lukas Financial has regarding what to do when you receive an inheritance, listen to the entire episode today.

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The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

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Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial,

(501) 218-8880, today to learn more about The DLF Retirement Advantage™ Process,  David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

Too many unknowing Americans are putting too much of their retirement hopes, dreams, and funds right into the government’s clutches. One simple misstep could cost them thousands. The key is to plan well in advance before withdrawing. According to Forbes, “some taxpayers over seventy-and-a-half can find themselves subject to a fifty five percent marginal income tax rate due to  a combination of RMD income, social security benefits, and capital gains.”

This week, on the David Lukas Show, David discusses just how important it is to know exactly what your 401k(s) will and won’t be doing for you once you retire.

Throughout the hour, David elaborates upon the specific entities that we, as potential retirees, can rely on. This includes entities such as: navigating withdrawals, estate planning, RMDs, predicting Wall Street, and what you can expect from CPAs and financial advisors.  

Main points touched on in today’s show:

The five most common ways you can crater your 401k

1. Implement intelligent strategies that can help you pay fewer taxes on your 401k
2. Know the critical role RMDs (Required Minimum Distributions) play in retirement
3. Put a stop to hidden fees and expenses
4. Learn why your 401k and other retirement accounts need to be treated differently in your estate plan
5. By diversifying the ways you pay taxes on retirement funds

*This installment of the David Lukas Show is filled with great information and tips on how you too can pay less taxes in retirement, entire episode here online today! You won’t be sorry that you did!

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Want to know about The DLF Retirement Advantage™ Process?  CLICK HERE!

-------------------------------------------------------------------

David Lukas Financial is planning its next  Maximizing Your Social Security Course. You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability for upcoming October classes.

-------------------------------------------------------------------

The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)