Born To Save... Pressured To Spend

To be American is to spend money—right? Unfortunately, for the most part, that statement is correct. In today’s financial environment, many savers are finding the pressures to conform their saver’s mentality to that of a spender’s hard to withstand.

So what’s a saver concerned with financial security trapped within a consumer culture to do?

In this week’s installment of the David Lukas Show, David and Zach explain steps that can be taken and the planning that should be done to ensure a WorryFree Retirement™.

First on the discussion table is Hersh Shefrin’s, PHD, study “Born To Spend”, and how both nature and nurture impact an individual’s spending and borrowing habits. David and Zach explain, in detail, why a person’s mentality towards money matters and how the traditional approach to financial literacy and understanding isn’t working for most Americans. One major reason being that most of us don’t know what our financial personality is. Knowing how you think about money is a key component to gaining the skills and understanding the processes that are involved in making informed investment decisions.

Find out what your financial personality is today!

Of course, financial security takes more than just a basic knowledge of all the options that savers, investors, and speculators alike have for safeguarding their hard earned retirement funds. It takes a firm vested in your future, a firm like David Lukas Financial, to set said safeguards in place.

David Lukas Financial specializes in the uncommon strategies that can protect your hard earned money and retirement funds from the inevitable pitfalls of Wall Street. If you’re interested in Sleep Insurance™ and worrying less about money™, call 1-800-559-0933 now.

Secure your future by meeting with David today!

Did you know that the ever-popular annuity was actually a contract created during Roman times as a safe option to preserve peoples wealth? These “contracts” during the Emperor’s time were known as annua, or “annual stipends” in Latin. The concept was that Roman citizens would make a one-time payment, or investment, to the annua, in exchange for lifetime payments made back to them, the investors, once a year.

So it’s safe to say that the concept of Mailbox Money^® originated during Roman times? Right? Right!

In this week’s installment of the David Lukas show, David and Zach demystify the cryptic annuity and explain how they are perfectly tailored for savers.

Throughout the hour, David and Zach discuss how different people have different needs and that having only one type of annuity for everyone to choose from would be folly. Thankfully there are three options currently available: the fixed annuity, the variable annuity, and the fixed indexed annuity.

Unfortunately, there are many common misunderstandings of annuities because they have been both highly misused by financial advisors and investors alike. Because annuities can be complex, understanding the fine points is paramount!

In order to make informed decisions about money, it is necessary to know the good the bad and the ugly details of the plans you are making. We, at David Lukas Financial, have the knowledge to take you and your retirement to the next level of security with the WorryFree Retirement^® plan. WorryFree Retirement^® is a streamlined and proven plan that implements the steps necessary to ensure the sleep insurance^® needed to enjoy your life—after work.

Visit DLShowonline.com to download your FREE copy of the Annuity Decision Guide, and decide which annuity is best for you. For more information on annuities call the David Lukas Financial office at (501) 218-8880 or toll-free at (800) 559-0933 to make your “no obligation” appointment today!