What would happen to you and/or your family if the financial supports of present—the government, employers, banks, and Wall Street—were, are no longer available to you? Would you still be able to retire WorryFree® or would you have to return to the work force just to make ends meet?

Throughout the hour David explains how insurance companies and the products they provide should definitely be one of the cornerstones of every solid retirement plan. Why? Because none of other players in retirement offer or have the ability to provide guaranteed monthly income. Why is that, you ask? Because life insurance/annuities take longevity risk (the risk of outliving your money) out of the equation and provide what Savers are looking for. Savers want predictability and certainty.

Important topics discussed:

• Why you need an annuity in your retirement plan
• How insurance and annuities keep your money safe
• Insurance policies offer liquidity and access to your money if/when you need it without penalty
• There is no longevity risk with annuities as with other risky investments

To get all of this important information, and more, listen to the entire episode today. Also, all previous installments of this series are posted here on dlshowonline.com where you can catch up on any episodes you may have missed at any time!

Tune in next week for a special interview with David’s mentor and partner in the WorryFree Retirement® process Tony Walker.

Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. It’s unlike anything else in the industry. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

The 3 Personalities of Money®:

Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com

Free Annuity Decision Guide:

STILL NOT SURE WHAT ANNUITIES ARE BEST FOR YOU? Get the Annuity Decision Guide for Savers today by clicking here!

“It is well that the people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning”

~Henry Ford

For this most recent installment of the David Lukas Show, David continues with the Who’s Supporting You/ Who Can You Trust Series by talking about the fourth player in retirement: your bank.

Just how important of a player is your bank? Very. In fact, knowing how the banking system works is critical to responsibly planning your retirement and safeguarding your hard earned assets.

Throughout the hour David explains how banks really “hold” your money in trust. In other words, because banks are highly leveraged, they are able to loan out 90% of an account holder’s money. That means when you deposit $10,000 into your bank account, the bank can legally loan out $9,000 of YOUR MONEY! That deposit is not held in trust, as it should be.

Want to know more about how the Federal Reserve came to be? Listen to David Interview G. Edward Griffin, author of The Creature From Jekyll Island.

Important topics discussed:

• How banks work within the monetary system
• Why you need to understand how our monetary system works and how the banks control it
• Banks can and have failed
• The current state of the Deposit Insurance Fund (DIF) administered by the FDIC.
• Supporting retirement like grandad did with his interest earnings at the bank just isn’t possible in today’s low interest rate environment.

To get all of this important information, and more, listen to the entire episode today. Also, all previous installments of this series are posted here on dlshowonline.com where you can catch up on any episodes you may have missed at any time!

Whose Future Are You Financing?

Want to know more about how the Banks are banking off of your money? David wrote the book!

Check it out today in the DL Show Online Store or read a sample of it here.

3 Personalities of Money

Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com

Get the Annuity Decision Guide for Savers today by clicking here!

Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® It’s the only process in the country Dedicated To Helping Savers Worry Less About Money®

“Hey, if I were starting over from scratch today with what we know, I’d blow up the existing structure and start over. What I’m talking about isn’t 401(k). I’m talking about the way investing is done.”

— Ted Benna, Father of the 401k

This week on the David Lukas Show, David talks about another important player in retirement, Wall Street and it’s primary tool for capturing your savings, the 401k. For most people saving in their 401k, they are limited to mutual funds that were designed and created by Wall Street.

Since the early 1980s, Americans have been sold on why relinquishing control over their money, investing in 401ks, and taking risks in the stock market are essential for retirement. Essentially, the American worker was told: “You are now the owner of your own investment fund. But we are not responsible for whether it will be enough to provide a decent pension. That depends on you.” Over time, Defined Contribution plans that are stock market dependent overwhelmingly replaced plans in which companies promise fixed, reliable, benefits to retired employees

Tying the fate of the American family to the level of the Dow Jones represented a radical transformation of the American pension System. Wall Street was all too happy to fill this void. How is Wall Street benefiting off of your hard earned retirement funds? Tune in to find out…..

Important topics discussed:

• What a 401k actually is
• When, why, and how the 401k came to be
• Why and how 401ks can be detrimental to retirement
• How the WorryFree Retirement® knows how to provide security 401ks can’t

To get all of this important information, and more, listen to the entire episode today.

Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. It’s unlike anything else in the industry. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

The 3 Personalities of Money®:
Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com

Free Annuity Decision Guide:
STILL NOT SURE WHAT ANNUITIES ARE BEST FOR YOU? Get the Annuity Decision Guide for Savers today by clicking here!