Did you know that your ability to turn savings and investments into income could completely dictate the quality of your lifestyle in retirement. In fact, the ability to earn a living without having to actually keep working could mean the difference between doing everything you’ve ever dreamed of or burning through your life savings entirely too soon.

This week, on the David Lukas Show, David explains how you can turn your savings and investments into income earning workhorses. Throughout the hour David mentions the popular savings and investment vehicles commonly used by potential retirees (bank savings, CDs, money markets…) and how the current rate of return on these options has been less than stellar. David names several attractive options that Savers have to not only safeguard their hard earned retirement funds but to also earn an income from them.

David’s money earning options mentioned in today’s show:

- Life insurance policies
- Annuities
- Roth IRAs
- And more...

To hear, in detail, about how all of these money making options can work for you in your retirement, listen to the entire episode today!

If any one of these critical issues apply to you and your retirement, you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for the unknown. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.

David Lukas Financial is now accepting reservations for the September Maximizing Your Social Security Course:

You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for September’s classes.

September classes are as follows…

Wednesday, September 20th, 6:30PM

Thursday, September 21st, 6:30PM

Friday, September 22nd, 6:30PM

CLICK HERE TO REGISTER TODAY!

The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability.

Many times, when it comes to investing, we tend to focus on the things we can’t control other than being proactive about what we can control. Human nature takes over and while it takes great amounts of time and energy to stress about the unpredictability of the stock market, the crippling price of healthcare, taxes, fees and rising costs of everyday living there are steps you can take to help you and your family live more and worry less.

This week on the David Lukas Show, David talks about five ways Savers can take control in regards to the ever changing environment of investing in the stock market.

Five topics discussed in today’s show:  

First, be proactive and have a gameplan in place before collecting Social Security benefits. Maximizing your Social Security is and should be an integral part of your planning process. It can make or break your comfort in retirement.

Second, create a diversified income strategy with a well rounded portfolio.  

Third, reduce expenses and fees. Keeping your costs/expenses down is key.

Fourth,  Plan for taxes after retirement, BEFORE you retire. Tax strategy is just smart planning.

Finally, make absolutely sure you aren’t taking on more risk than you are comfortable with.   

To hear all of the key information David has to offer on today’s topic, listen to the entire episode right now!

Interested in  learning more about how David Lukas Financial can benefit you and your retirement portfolio? Call David Lukas, at (501) 218-8880, today. David Lukas Financial is conveniently located right here in Central Arkansas.

Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com

And remember, in retirement, failing to plan is planning to fail.

We’ve all experienced the adage that “past performance is no true indication of future results.” Back in March of 2009 the market bottomed out and then it came roaring back setting record after record. But even with all this gain, many have lost thousands of dollars each year because they didn’t plan for their specific needs or they were taking more risk than they were comfortable with. So the question is, if you’re invested in the market, what do you do now? How much risk do you have to take?

This week, on The David Lukas Show, David talks about what options Savers, current investors, and potential investors have as far as the stock market is concerned. Throughout the hour, David names and defines the the most important things that retirees need to know about saving for retirement.

Topics discussed in today’s show aka, the...

5 pillars of investing that could impact your savings for retirement:

1. Don't have unrealistic expectations about your investments or assume that the gains of the past will always reflect the same gains in the future
2. Proactively plan for claiming your Social Security benefits correctly—this could save you thousands in lost income
3. Have an income plan from diversified sources
4. Ensure that your portfolio matches your tolerance for risk
5. Have a strategy to protect yourself from healthcare and long term care costs

To hear all of the expert information David has for our email inquirer and you, listen to the entire episode today.

If any one of these critical issues apply to planning your retirement, you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.

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Listener’s emails addressed on today’s show:

Female listener in Little Rock, AR asked:

My husband passed away in May of 2017. My Social Security survivor benefit from him would be about $1,500 a month. I’m 61 yrs old and earning about $38,200 a year. Am I entitled to any benefits while I work and earn this money? Social Security says no. What do you say?

Female listener in Benton, AR asked:

If my husband’s Social Security benefit will amount to half than what mine will be, can he start drawing at age 62 and then increase to half of mine when I retire? Or does he have to wait until full retirement age?

David Lukas Financial is now accepting reservations for the Maximizing Your Social Security Course this month.

Classes in August are as follows:

Tuesday, August 22nd, 6:30PM

Wednesday, August 23rd, 6:30PM

Thursday, August 24th, 6:30PM

You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for August and September’s classes. T

CLICK HERE TO REGISTER TODAY!

The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability.