Sat, 9 December 2017
Life is full of risks. Retirement doesn’t have to be. Too many future retirees don’t know that it’s the least considered risks that are the most damaging in retirement. Especially, when the risks involve funds you’ve spent your entire career saving.
This week, on the David Lukas Show, David talks about the risks involved with NOT PLANNING your retirement income gameplan correctly and what you can do to safeguard your family and your retirement portfolio against some common pitfalls Americans experience every year.
The nine overlooked risks in retirement mentioned and explained in today’s show:
To hear all the excellent information that David Lukas of David Lukas Financial has about planning proactively for retirement, listen to the entire show today. If you would like to know how to turn your current savings and investments into a retirement income stream, in retirement, contact David with David Lukas Financial Today.
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE. -------------------------------------------------------------------- Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.
Remember, successful retirements aren’t build on assets...they’re built on your ability to generate income. |
Sat, 2 December 2017
As the end of the year nears, it’s time to start thinking about taxes...again. Contrary to many beliefs, there are steps retirees can take to save more money by paying less in taxes and fees on retirement accounts. Having a solid retirement plan and implementing tax strategies can truly be the difference between worry in retirement and a WorryFree Retirement®.
This week on the David Lukas Show, David speaks candidly about retirement, taxes, and all the ways you can save by implementing the tools needed to retire in confidence. Throughout the hour, David gives his listeners the tips, tips only a financial advisor would know, needed to navigate retirement effectively and safely before the year’s end. This isn’t a show you’ll want to miss.
To hear all of David’s professional advice, listen to the entire episode today.
To learn more about how Fixed and Index Annuities ban benefit you and your retirement portfolio, call David Lukas (501) 218-8880, AT David Lukas Financial. --------------------------------------------------------------- The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) ------------------------------------------------------------ Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.
Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: 3Personalities.com ------------------------------------------------------------------ Remember: The last thing in retirement you want is to be 85 years old, full of life and flat broke. |
Sat, 25 November 2017
Gone are the days of grandad’s or grandma’s pension. What use to be a comforting contract between employers and employees for life after work, has now—in most cases—become a less than successful plan for retirement. That’s where Social Security (SS) comes in. Yes, SS exists to supplement income after retiring, but if the plan for collecting isn’t setup correctly thousands of your hard earned retirement dollars could be lost.
This week on the David Lukas Show, Little Rock’s own David Lukas discusses the top 10 most frequently asked questions about Social Security posed to him during David Lukas Financial’s Maximizing Social Security courses held in 2017.
The 10 most frequently asked questions about Social Security addressed on today’s show:
Want to know the valuable advice David gave on these questions? Curious about the changes coming to Social Security in 2018? Listen to the entire episode --------------------------------------------------------------- There are changes in SS coming in 2018. If any critical financial issues were placed before you, would you be prepared? David Lukas Financial specializes in strategies designed to help you prepare for uncertainty in retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) |
Sat, 18 November 2017
Do you remember what started the financial crisis of 2008? Did you foresee what would eventually happen to the stock and housing market? Do you remember how much you—everyone you know lost? If a major market correction were to happen again, soon, are you protected? The early 2000s were a time of prosperity. In a seemingly unstoppable economy millions of Americans were reaping the rewards of a stock market that had never performed better. Little did they know that soon 18.9 trillion dollars in household wealth would be lost. Never had they imagined that close to eight million people would lose employment. How many dreaded heading back to work because they lost up to 60% of their retirement funds they’d worked an entire career for because of high investment risk?
This week, on the David Lukas Show, David addresses what happened in the financial world less than ten years ago and the damage it did to the American economy. Throughout the hour David names and expands upon several surprising lessons, from 2008, retirees and soon to be retirees have at their disposal to learn from. Because just having a plan isn’t enough. In fact, having a financial gameplan is the most important thing that you can do to secure your and your family's financial future.
To listen to all of the expert advice David Lukas has on safeguarding your hard earned retirement funds, listen to the entire show today!
Attention Arkansas listeners age 60 and up: Social Security Questions? Get a copy of SS Benefits Guidelines Handbook here at DavidLukasFinancial.com Also, get a Social Security Analysis provided by DL Financial, when you visit.
Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. ----------------------------------------------------------------- Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: 3Personalities.com |
Sun, 12 November 2017
Imagine how much easier retirement would be if there was a checklist to help you plan for every possible money draining scenario that could be thrown your way? How valuable would that be to you, your family...your future?
This week on the David Lukas Show, our host David Lukas of David Lukas Financial gives current and soon-to-be retirees a list of information that is crucial to planning for retirement responsibly. Throughout the hour, David educates his listeners on the essential items needed to live comfortably in retirement. After all, it’s not what you make during the first half of life but what you get to keep afterwards that counts in the end.
Top items needed to plan and ensure a WorryFree Retirement®: Ensure your asset are diverse in defense against a down market Plan for collecting Social Security is in sync with the rest of your retirement strategy Confirm with your financial advisor about the amount of risk you are or aren’t taking in your investments Develop and implement a proactive tax strategy Plan for the possibility of long term healthcare
To hear all of David’s excellent advice on planning for a WorryFree Retirement®, listen to the entire episode today.
David Lukas Financial is now accepting reservations for the September Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for October’s classes. Classes in October are as follows: Tuesday, October 24th, 6:30PM Wednesday, October 25th, 6:30PM Thursday, October 26th, 6:30PM
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE.
Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 4 November 2017
Retirement is meant to be the period of calm after the rocky road of years of career(s) and earning. The actual act of retiring used to be fairly simple, back in the day. But now, future retirees NEED to know a multitude of things and require a specific gameplan to retire right—without penalty and most importantly WorryFree®.
This week on the David Lukas Show, our host David Lukas gives us listeners the ABCs of RMDs. Throughout the hour David explains what RMDs (Required Minimum Distributions) specifically are and why they are important to your overall retirement strategy.
Facts about RMDs discussed in today’s show:
What does the acronym ABC stand for? A: is for the aggregation of each tax deferred account B: is for beginning withdrawals C: is for consider your taxes
To hear all of the important information discussed in this show, listen to the entire episode today. The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE.
Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Wed, 18 October 2017
You only get one chance at retiring. Whether you like it or not, you are indeed in the game of finance. The real trick is to play it smart so that you can enjoy retirement instead of spending your time worrying. After spending most of your life working the last thing you want is to be full of life but potentially flat broke.
This week on the David Lukas Show, our host David Lukas talks about the five most common critical mistakes people make before and at the life changing event of retirement.
The top 5 mistakes mentioned:
To hear all the excellent information that David Lukas of David Lukas Financial has about planning proactively for retirement, listen to the entire show today.
Q&A with David: Questions asked and on today’s show.
Gentleman, Central Arkansas My wife is 62 and is not working. She is eligible for her own benefits. I am 62 and I have no intention of claiming my benefits until the full retirement age (66). It seems like it would make sense for my wife to start claiming her benefits...then upon her full retirement age, claiming her spousal benefit based on the 50% of my full age retirement benefit. Is there any penalty for her claiming her benefits based on her work history now...then claiming her spousal benefits later? Listen to David’s advice on this question today!
David Lukas Financial is now accepting reservations for the September Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for October’s classes. Classes in October are as follows: Tuesday, October 24th, 6:30PM Wednesday, October 25th, 6:30PM Thursday, October 26th, 6:30PM
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE.
Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 16 September 2017
When it comes to safeguarding your hard earned retirement funds, risk is your enemy. Honestly there isn’t much worse than the possibility of losing thirty to forty percent of your stock market investments in an aggressive downturn or market correction.
Most of us can’t afford that kind of loss close to or during retirement. So how are you able to keep on course in to ensure that your funds are what and where you want them to be and that they’re protected?
This week on the David Lukas Show, our host David Lukas discusses what you can do to proactively put and keep your retirement on the path to success. Throughout the hour David expands upon all the different ways that life events can trigger the need for a correction in your planning. Knowing the amount of risk you’re taking with your investments is just the first step of responsible investing—below are just a few of the other points mentioned and suggested in today’s show... -know the amount of risk you’re taking with your investments -update any estate plan changes -know what fees and taxes you are paying and how they might change later -know what to do if you receive an inheritance -have a plan for loss of employment -know the important age requirements dates and deadlines for Social Security, when you can use the money in an IRA, Medicare benefits -know when interest rates change and how it will impact your retirement To hear all the excellent information from David Lukas of David Lukas Financial has about being proactive instead of reactive regarding risk, listen to the entire episode today.
David Lukas Financial is now accepting reservations for the September Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for September’s classes. September classes are as follows… Wednesday, September 20th, 6:30PM Thursday, September 21st, 6:30PM Friday, September 22nd, 6:30PM
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE.
Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.
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Sat, 9 September 2017
Because they don’t know any better, most americans are take their investments and social security benefits at face value, ultimately missing out on thousands of extra dollars earned in the second and third halves of life into retirement. Because you only get one chance at retirement best defense against financial disaster is an informed mind and a sound plan for the future.
This week, on the David Lukas Show, our host David addresses many of the common mistakes that people are making in planning— or better yet in the lack of planning— their retirement. Throughout the hour, David discusses the four reasons people fail in planning and therefore forfeit a WorryFree Retirement®.
To hear, in detail, about how all of these pitfalls can ruin your retirement listen to the entire episode today!
If any one of these critical issues apply to you and your retirement, you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for the unknown. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.
David Lukas Financial is now accepting reservations for the September and October Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for September’s classes. September classes are as follows… Wednesday, September 20th, 6:30PM Thursday, September 21st, 6:30PM Friday, September 22nd, 6:30PM
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability. |
Sat, 2 September 2017
With no real help from the SS Administration itself, it’s hard to know what steps are necessary to take in maximizing your Social Security benefits. In fact, so many retirees assume that the process is easy. Unfortunately, it isn’t.This week on the David Lukas Show, David talks about the many common assumptions people make or have already made about claiming Social Security. Throughout the hour, David talks through the 9 most common presumptions (listed below) that can impact your retirement and what you can do to prepare.
To hear all of the highly informative information David has for you about Social Security, listen to the entire episode today.
If any one of these critical issues were placed before you, would you be prepared? David Lukas Financial specializes in strategies designed to help you prepare for uncertainty in retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.
Want to learn more about Social Security? David Lukas Financial is Now Accepting Reservations for September. To sign up for September classes, simply follow the “Register Here” link now! September classes must be reserved via our 24-Hour Reservation line. You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today.
Classes in September are as follows:
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) |
Sat, 19 August 2017
Did you know that your ability to turn savings and investments into income could completely dictate the quality of your lifestyle in retirement. In fact, the ability to earn a living without having to actually keep working could mean the difference between doing everything you’ve ever dreamed of or burning through your life savings entirely too soon.
This week, on the David Lukas Show, David explains how you can turn your savings and investments into income earning workhorses. Throughout the hour David mentions the popular savings and investment vehicles commonly used by potential retirees (bank savings, CDs, money markets…) and how the current rate of return on these options has been less than stellar. David names several attractive options that Savers have to not only safeguard their hard earned retirement funds but to also earn an income from them.
David’s money earning options mentioned in today’s show: - Life insurance policies To hear, in detail, about how all of these money making options can work for you in your retirement, listen to the entire episode today!
If any one of these critical issues apply to you and your retirement, you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for the unknown. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.
David Lukas Financial is now accepting reservations for the September Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for September’s classes. September classes are as follows… Wednesday, September 20th, 6:30PM Thursday, September 21st, 6:30PM Friday, September 22nd, 6:30PM
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability. |
Sat, 12 August 2017
Many times, when it comes to investing, we tend to focus on the things we can’t control other than being proactive about what we can control. Human nature takes over and while it takes great amounts of time and energy to stress about the unpredictability of the stock market, the crippling price of healthcare, taxes, fees and rising costs of everyday living there are steps you can take to help you and your family live more and worry less.
This week on the David Lukas Show, David talks about five ways Savers can take control in regards to the ever changing environment of investing in the stock market.
Five topics discussed in today’s show:
First, be proactive and have a gameplan in place before collecting Social Security benefits. Maximizing your Social Security is and should be an integral part of your planning process. It can make or break your comfort in retirement.
Second, create a diversified income strategy with a well rounded portfolio.
Third, reduce expenses and fees. Keeping your costs/expenses down is key.
Fourth, Plan for taxes after retirement, BEFORE you retire. Tax strategy is just smart planning.
Finally, make absolutely sure you aren’t taking on more risk than you are comfortable with.
To hear all of the key information David has to offer on today’s topic, listen to the entire episode right now!
Interested in learning more about how David Lukas Financial can benefit you and your retirement portfolio? Call David Lukas, at (501) 218-8880, today. David Lukas Financial is conveniently located right here in Central Arkansas.
Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com And remember, in retirement, failing to plan is planning to fail. |
Sat, 5 August 2017
We’ve all experienced the adage that “past performance is no true indication of future results.” Back in March of 2009 the market bottomed out and then it came roaring back setting record after record. But even with all this gain, many have lost thousands of dollars each year because they didn’t plan for their specific needs or they were taking more risk than they were comfortable with. So the question is, if you’re invested in the market, what do you do now? How much risk do you have to take?
This week, on The David Lukas Show, David talks about what options Savers, current investors, and potential investors have as far as the stock market is concerned. Throughout the hour, David names and defines the the most important things that retirees need to know about saving for retirement.
Topics discussed in today’s show aka, the... 5 pillars of investing that could impact your savings for retirement:
If any one of these critical issues apply to planning your retirement, you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.
––––––––––––––––––––––––––––––––––––––––––––––––––––––– Listener’s emails addressed on today’s show:
Female listener in Little Rock, AR asked: My husband passed away in May of 2017. My Social Security survivor benefit from him would be about $1,500 a month. I’m 61 yrs old and earning about $38,200 a year. Am I entitled to any benefits while I work and earn this money? Social Security says no. What do you say?
Female listener in Benton, AR asked: If my husband’s Social Security benefit will amount to half than what mine will be, can he start drawing at age 62 and then increase to half of mine when I retire? Or does he have to wait until full retirement age?
David Lukas Financial is now accepting reservations for the Maximizing Your Social Security Course this month.
Classes in August are as follows: Tuesday, August 22nd, 6:30PM Wednesday, August 23rd, 6:30PM Thursday, August 24th, 6:30PM
You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for August and September’s classes. T
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability. |
Sat, 29 July 2017
Saving for retirement alone, just isn’t enough anymore. In today’s financial environment one must have a secure distinct plan to retire successfully. Because it isn’t what is happening, currently, but what happens in a down market that can have a profound effect over your savings for the next decade. This week on the David Lukas Show, David talks in depth about the common habits that prudent savers and successful retirees share in planning for retirement. These eight habits of successful retirees are: 1. Comprising a thoughtful and comprehensive game plan To hear all of the valuable information that David Lukas has to give, listen to the entire show today. If any one of these critical issues apply to you and your retirement, you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for the unknown. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas. David Lukas Financial is now accepting reservations for the August and September Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for August and September’s classes.
August classes are as follows... CLICK HERE TO REGISTER TODAY! The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability. |
Sat, 15 July 2017
Currently, fifty two million Americans have 4.4 trillion dollars socked away in their 401(k) savings accounts. Right now, in our current up market, everyone’s probably pretty happy with their performance. But what would happen to your 401(k), specifically, if the market took a turn for the worst? Do you know how much of your money is at risk? Are you willing to lose up to half of it? Did you know that ignoring your 401(k) could cost you a fortune?
This week on the David Lukas Show, David tackles the subject of security in your 401(k) retirement, or as he affectionately calls it your government sanctioned tax postponement plan, and what you can do to be proactively protective of your assets. Throughout the hour, David talks about the seven things that you can do to reboot your 401(k) and keep things on track.
Specific items touched upon in today’s show:
1. Figure out and know what your comfort level is with the investments you hold 2. Putting in too little? See if your employer has a true up provision program for your 401k program (The feature, called a true up, allows employees to receive employer matches that they would have otherwise missed out on because of 401(k) front-loading or because they spread their 401(k) contributions out unevenly throughout the year-explanation via Google) 3. Putting in too much? If your employer is unable to match your contributions, you may be missing out on funds that should be coming to you but won’t. 4. Check the plan documents and know what the plan rules are and think of them as the rulebook for your 401(k) 5. Fine Tuning your contribution levels 6. Research other, savings options for your retirement such as a Roth IRA or a specially designed life insurance contract... 7. Know what requirements, penalties, and fees are applicable on RMDs (required minimum distributions)
To hear all of the highly informative information David has for you about rebooting your retirement, listen to the entire episode today.
If any one of these critical issues apply to you and your 401(k) you are not alone. David Lukas Financial specializes in strategies designed to help you prepare for retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas.
David Lukas Financial is now accepting reservations for the July Maximizing Your Social Security Course:You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for July’s last available class.
Class in July is as follows: Thursday July the 27th at 6:30pm, located at the Hampton Inn: 11920 Maumelle BLVD
CLICK HERE TO REGISTER TODAY!
The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability. |
Sat, 1 July 2017
Are you being punished or financially penalized for being a Saver and planning responsibly for your future? Are you currently paying more in taxes than others that you know who haven’t planned at all? If you answered yes to either of these questions, you are not alone.
This week on the David Lukas Show, our host David addresses how those of you who have saved diligently and sacrificed much throughout the years of your careers are now being penalized in retirement.
Throughout the hour, David discusses how Savers can protect themselves and their hard earned retirement funds with different types of products that are designed to help you hold on to as much of your income as possible. Here are some of the products mentioned and elaborated on in today’s show:
To hear all of the valuable information from David Lukas of David Lukas Financial has to offer, listen to the entire show today!
To find one or any of the highly informative books mentioned in today’s show check out the Recommended Books Page right now.
David Lukas Financial is now accepting reservations for July’s MAXIMIZING YOUR SOCIAL SECURITY COURSE. This course was designed for those looking for options in when and how to take their Social Security.Social Security is one of the most valuable and least understood benefits available to retirees today. Advanced planning is essential, and the decisions made have a tremendous impact on the total amount of benefits you receive over your lifetime.This course will provide you with much needed information to help you understand the system, coordinate spousal and survivor benefits, minimize taxes, and maximize your personal benefits. Attendees will receive a workbook.
You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for upcoming classes.
Classes in July are as follows: Tuesday July the 25th at 6:30pm Wednesday July the 26th at 6:30pm Thursday July the 27th at 6:30pm
Attention Arkansas listeners age 60 and up! Request your FREE 2017 Guide to Social Security (45th edition) by calling (501) 218-8880 today! Or by going to DavidLukasFinancial.com
Want to know more about how David Lukas Financial can benefit you and your retirement portfolio?—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 10 June 2017
Many of the notions you may have about retirement, could get you into serious financial trouble. Are you prepared if taxes go up? How much will it cost you to pull money from your 401k or IRA? Does your current strategy align with your risk tolerance?This week on the David Lukas Show, David talks about recurring myths about retirement. Throughout the hour, David demystifies each misnomer and expands upon how you can prepare for many of the common pitfalls in retirement.
If any one of these critical issues were placed before you, would you be prepared? David Lukas Financial specializes in strategies designed to help you prepare for uncertainty in retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas. Article mentioned in today’s show via Forbes.com, How social security misleads about claiming benefits. The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Call 501-377-9602 for registration availability. Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE. |
Thu, 8 June 2017
Are you hard wired for risk or for security? Does taking chances in the stock market and potentially suffering a crippling financial hit, like millions of Americans did back in 2008, keep you awake at night?This week on the David Lukas Show, our host David talks about all the different types of financial products that are safer than many popular products being sold right now. Throughout the hour, David speaks openly and honestly about the truths—and more importantly non-truths about Annuities and why Insurance Contracts may just be what a Saver is looking for as an alternative to the low interest rates offered by banks. To hear all of the valuable financial information David has to give, listen to the entire episode today! The Guide to Social Security & a Better Retirement can help you keep up to 20% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, you can time the use of these two differently taxed sources to lower taxes drastically. You need make no new investments or even change the ones you have, just use your money smarter. Two uninvited guests that will come to your retirement are inflation and taxes – you can do little about the former but by taking advantage of the timing options you have, taxes can be slashed dramatically. Request your Free Guide To Social Security today! Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. Many of the decisions we make with money are dependent on our specific financial personality. Not sure what your financial personality is? Visit 3personalities.com and find out today! To learn more about how an Annuity can benefit you and your retirement portfolio, call David Lukas, (501) 218-8861, at David Lukas Financial. |
Sat, 20 May 2017
Just when you think you’ve got things figured out, life can throw you one heck of a curveball. In the blink of an eye, your financial future can change for the worst. For those of us who have a financial game plan, things may be less traumatic. For those of us who don’t, the transition could lead to financial ruin.This week on the David Lukas Show, David talks about all the reasons people might have for an early retirement. Whether you’re being downsized from your job, you have to quit working for health reasons, family issues, or just forced to retire early, the main issue you may have is being unprepared. Throughout the hour David discusses the options retirees have and what they can do—through concise and careful planning—to combat the sudden loss of income if it happens to them. Topics discussed in today’s show:
If you were faced with any one of these situations, are you prepared? David Lukas Financial specializes in critical strategies designed to help you prepare for uncertainty in retirement. Want to know more about The WorryFree Retirement® process? Call David Lukas, (501) 218-8880, today to learn more about what David Lukas Financial can do for you. *Conveniently located right here in North Little Rock, Arkansas. The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE. Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: 3Personalities.com |
Sat, 6 May 2017
<blockquote> Specific important topics discussed in today’s show: <hr /> <strong>Featured in the show:</strong> <a href="https://davidlukasfinancial.com/maximizing-social-security/">David Lukas Financial’s Maximizing Your Social Security Course</a> Are you interested in a course that provides a fundamental working knowledge of the Social Security program as it applies to retirement planning? The information covered in the course includes: the history of Social Security, how to qualify for benefits, spousal benefits, widow & widower benefits, taxation of benefits, working while you receive benefits, issues involved in claiming benefits early, and strategies to maximize your benefits while developing an income stream in retirement. This is not a financial seminar; this is a financial course of study where you will leave with the knowledge and information needed to make decisions about Social Security benefits. Sign up today at <a href="https://davidlukasfinancial.com/">davidlukasfinancial.com!</a> <hr /> <strong>Attention Arkansas listeners age 60 and up!</strong> Request your FREE 2017 social security guide (45th edition) by calling (501) 218-8880 today! Or by going to DavidLukasFinancial.com <hr /> <strong>Want to know more about how David Lukas Financial can benefit you and your retirement portfolio?—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.</strong> |
Sat, 29 April 2017
Back in 2008, when the Dow hit a 12 year low Americans lost trillions of dollars in wealth. Such an immediate loss was a painful punch in the gut for every American invested in the stock market. Many lost everything they had in their retirement accounts. Many have yet to and or never recovered from their loss. Fast forward to today— Americans are now experiencing the euphoria of second longest bull market in existence and many are anticipating the inevitable turn down.This week on the David Lukas Show, David talks about how risk weighs differently on different financial personalities and what you can do to safeguard your hard earned retirement funds against market downturns. Throughout the hour, He talks about how the the Markets ups and downs, historically, have cycled and some practical strategies to secure your money from the terrible downs. Specific topics touched on in today’s show:
To hear all the valuable insight that David Lukas has to offer, listen to the entire episode today. To learn more about how David Lukas Financial can benefit you and your retirement portfolio, call David Lukas, at (501) 218-8880, today. David Lukas Financial is conveniently located right here in Central Arkansas. Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com |
Sat, 15 April 2017
At this time of year, taxes are what’s on everybody’s mind. And rightly so for current and future retirees because taxes don’t just magically stop after work. In fact, taxes may become much more complicated and involved than they were when you were working. In a time when they should be relaxing what are retirees to do when the stress of taxes takes over?This week on the David Lukas Show, our host David talks about how important it is to plan for taxes in retirement and what current retirees can do to safeguard their hard earned retirement funds from unnecessary taxation and penalties. Specific topics addressed this episode…
To hear all of the valuable information and advice David Lukas of David Lukas Financial has to offer, listen to the entire show today! Attention Arkansas listeners age 60 and up! Request your FREE 2017 social security guide (45th edition) by calling (501) 218-8880 today! Or by going to DavidLukasFinancial.com Want to know more about how David Lukas Financial can benefit you and your retirement portfolio?—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 8 April 2017
Since you’ve been working, a percentage of your earnings have been going to social security. Unfortunately, during the process, many people have found the claiming and filing process increasingly complicated and difficult to navigate due the the thousands of possible claiming options. So what’s a retiree/ soon to be retiree to do when people feel the frustration of a seemingly bureaucratic rules and regulations?This week on the David Lukas Show, David brings to light many of the unatractive attributes abouting the filing process and what you can do to avoid the catches and pitfalls within. Topics touched on and explained in today’s show:
To hear all of the valuable information on Social Security discussed in today’s episode, listen to the entire show today. The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE. Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 1 April 2017
One of the biggest and most expensive mistakes retirees make, is overpaying taxes. Thousands of people are overpaying because of lack of planning for retirement and when to file for Social Security benefits.This week on the David Lukas Show, David talks about how retirees are wasting thousands upon thousands of thousands of dollars on overpaying taxes. Because while many financial services clients are focused on fees, expenses and returns on investments, they are ignoring the tax tumors that are building in their government sanctioned retirement accounts. Throughout the hour David explains what the many trap doors are that can easily wipe out the advantages of postponing or deferring taxes to a later date. And how if you overlook one simple thing you can trigger an avalanche of needless taxes and penalties.
To hear all the excellent information from David Lukas of David Lukas Financial has about being proactive instead of reactive regarding the tax tumor issue, listen to the entire episode today. The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas) Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE. Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 25 March 2017
In a society where women tend to live longer than men, knowing how to best plan for longevity in retirement is becoming increasingly more important. In fact, because so many women are outliving their spouses, they’re contending with the issue of running out of money.This week on the David Lukas Show, David talks about how, more commonly than not, wives are outliving their husbands and what women can do to NOW to safeguard themselves against possible future financial disaster. Topics discussed:
To hear more, listen to the entire show right now! Remember, it is possible to generate income after retirement. You just need to plan with someone who knows how to get you there. To read the article discussed in today’s episode, click here. Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. Attention Arkansas listeners age 60 and up! Request your FREE 2017 social security guide (45th edition) by calling (501) 218-8880 today! Or by going to SSBenefitsGuide.coms |
Sat, 18 March 2017
We live in a dollar dominated society. What we get, for how much, is one hundred percent dependant on the rate of inflation. What does inflation mean to you in retirement? What will it? Nationally the Annual Inflation Rate (AIR) has stayed at around 1.7 percent a year, but just last month the US experienced a larger than normal 0.6 percent jump in the Consumer Price Index, causing the AIR to rise to 2.5 percent—a five-year high.This week on the David Lukas Show, David talks about what the negative effects of inflation can do to retirees and what retirees can do to safeguard themselves from the inevitable rise in cost of living. Throughout the hour, David talks about the most reliable ways to hedge against inflation, including:
And more. Listen to the entire show today today to get all of the excellent advice David Lukas of David Lukas Financial has to offer. The Guide to Social Security & a Better Retirement can help you keep up to 20% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, you can time the use of these two differently taxed sources to lower taxes drastically. You need make no new investments or even change the ones you have, just use your money smarter. Two uninvited guests that will come to your retirement are inflation and taxes – you can do little about the former but by taking advantage of the timing options you have, taxes can be slashed dramatically. Request your Free Guide To Social Security today! Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: 3Personalities.com |
Sat, 4 March 2017
If you look at what happened with the stock market, over the last eight years, you could venture to say that it’s been quite a ride!The Market bottomed out in early March 2009 and then it came roaring back setting record after record. In January of this year, the Dow Jones Industrial reached an all time high. So the question is, if you’re invested into the market, what do you do now? Do you stay? If you aren’t currently vested, is it time to jump in? What’s a Saver to do? This week, on The David Lukas Show, David talks about what options Savers, current investors, and potential investors have as far as the stock market is concerned. Throughout the hour David mentions and explains all the different risks that your money takes in the stock market and what you can do to protect yourself and your hard earned retirement funds from all that uncertainty. To hear David talk about the recent market upturn, listen to the entire show today! Attention Arkansas listeners age 60 and up! Request your FREE 2017 social security guide (45th edition) by calling (501) 218-8880 today! Or by going to DavidLukasFinancial.com Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 18 February 2017
Everyday retirees are making assumptions that are or could be costing them thousands of dollars in unnecessary fees and market losses. In fact, too many retirees assume entirely too much when it comes to their retirement savings and accounts. If there were guaranteed ways to save on those costs, when would you want to know about it? Right now? If so, then you’re in luck because the assumptions stop today!This week on The David Lukas Show, our host David discusses the top five assumptions that people make in retirement that could be costing them hundreds to thousands of dollars. The top five detrimental assumptions that retirees/ future retirees make are:
Want to know more? Listen to the entire episode today! Attention Arkansas listeners age 60 and up: Social Security Questions? Get a copy of SS Benefits Guidelines Handbook here at DavidLukasFinancial.com Also, get a Social Security Analysis provided by DL Financial, (FREE with coupon code: ss60) when you visit. If you are looking for answers to questions about when you should begin your Social Security benefits, how you can manage taxation of benefits, how working will affect your benefits, or strategies to get the most out of your benefits, then you will want to sign up for David Lukas Financial’s Maximizing Your Social Security Course. The Maximizing Your Social Security Event to be held in March on Tuesday the 7th of March and Thursday the 9th of March (evening class). Please register for the event now! Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: 3Personalities.com |
Sat, 11 February 2017
Social Security has steadily become more complicated since its inception. Too many soon-to-be retirees have no idea what’s in store for them, when it comes to collecting on Social Security. And, how if things weren’t set up correctly, come tax time, they may end up owing a lot more than they’d planned for.This week on the DL Show, David speaks candidly on what you need to know about the changes that have been made to Social Security for 2017 and the taxation that those distributions may or may be subject to in the future. Throughout the hour, David discusses:
To hear the insight David has to share on Social Security, listen to the entire show today! Do you have Social Security or retirement questions? If so, call or write in to David Lukas Financial, and possibly get your question(s) answered on the air! Social Security Questions? Get a copy of SS Benefits Guidelines Handbook here at SSBenefitsGuide.com. Also, get a Social Security Analysis provided by DL Financial, (FREE with coupon code: ss60) when you visit. The 3 Personalities of Money®: Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com Free Annuity Decision Guide: Curious to know what The Annuity Decision Guide for Savers is all about? Click here! |
Sat, 28 January 2017
Can you predict the future? No? Don’t feel bad, most of us can’t. But there is something you can do that is a sure thing when it comes to safeguarding your hard earned retirement funds. Curious yet?This week on the David Lukas show, David talks about the advantages and disadvantages of converting your 401k or IRA into a Roth IRA. Throughout the hour David explains how some experts believe it’s a no brainer. Not only could you save thousands of dollars in taxes but A ROTH IRA could also offer many other significant advantages that you don’t get from your current IRA or 401K. The main question is: To convert or not to convert to a Roth IRA? Perks to a Roth IRA:
Tune into to hear David talk about Roth IRA conversions as a part of a pro active tax-strategy in retirement. Listen to the entire episode today! INFORMATION STATION: What Is A Roth IRA? A Roth IRA is a special retirement account where you pay taxes on money going into your account and then all future withdrawals are tax free. Like beauty, the benefit of a Roth IRA is in the eye of the beholder and it all depends on the beholder’s tax bracket--both now and when he or she retires. Although there is no up-front tax deduction for Roth IRA contributions as there is with a traditional IRA, Roth distributions are tax-free when you follow the rules. And because every penny you stash in a Roth IRA is your money—not a tax-subsidized gift from Uncle Sam—you can tap your contributions (but not your earnings) any time tax-free and penalty-free. Roth IRAs make the most sense if you expect your tax rate to be higher during retirement than your current rate. That makes Roth IRAs ideal savings vehicles for young, lower-income workers who won’t miss the upfront tax deduction and who will benefit from decades of tax-free, compounded growth. Roth IRAs also appeal to anyone who wants to minimize their tax bite in retirement as well as older, wealthier taxpayers who want to leave assets to their heirs tax-free. You can contribute to a Roth IRA at any age as long as you have earned income from a job. (Info via rothira.com) Some people if they make too much income may not be able to contribute to a ROTH. This is where a ROTH conversion can be very beneficial as there is no income limit to convert to a ROTH. Get the NEW 2017 Social Security Guide (45th Edition) for FREE The “2017 Guide to Social Security” is the perfect resource to learn everything you need to know about Social Security and how to get the most out of your benefits. This guide includes all updated information for the new year. The dream of a financially secure retirement starts with knowing that Social Security will provide over 50% of many retirees’ income. That’s why you NEED to know how it works. Get your free customized Social Security analysis report here! Do you have any idea how much risk you are facing in retirement? 80% of people are not in Call all David Lukas, (501) 218-8880, today to setup a no cost, no obligation meeting with David Today. |
Sat, 21 January 2017
How long are you planning to live on God’s green earth? Don’t know? None of us do. But there’s one thing that you should know: healthy living does not guarantee a long life, just as hoping your retirement plan will benefit you, without implementing the proper planning it takes to ensure it.On this week’s installment of the David Lukas Show, David talks about how important longevity planning is to your financial future. In fact, many Americans fear outliving their retirement savings and in today’s economy it’s not irrational. Throughout the hour, David reiterates how important the ability to generate income, after retirement, is because of how uncertain the future may be. To hear what David Lukas, Little Rock’s own, has to say about longevity planning listen to the entire episode today. Want to know more about how David Lukas Financial can help you put a safe and secure game plan together that you can count on? —call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. Remember, there’s never a fee or obligation to meet with David. The 3 Personalities of Money®: Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com Free Annuity Decision Guide: Curious to know what The Annuity Decision Guide for Savers is all about? Click here! |
Sat, 14 January 2017
Last year, the stock market saw its worst opening week for a new year EVER. In a series of unbelievable events—Brexit, some of the lowest interest rates in history, the election of Donald Trump, terrorist attacks...—2016 was surprising to say the least. So what’s in store for 2017? A new recession? A currency collapse? If something unpredictable happens to our economy, are your retirement savings safe?This week, on the David Lukas Show, David talks about all the unpredictable things that are not in our control financially. Throughout the hour our host talks in detail about the... 7 ways to be proactive in protecting your money and insulating yourself from disaster
To hear about each way you can protect yourself and your hard earned retirement funds, in detail, listen to the entire show today! Free Annuity Decision Guide: Curious to know what The Annuity Decision Guide for Savers is all about? Click here! Attention Arkansas listeners age 60 and up! Request your FREE 2017 social security guide (45th edition) by calling (501) 218-8880 today! Or by going to SSBenefitsGuide.com Want to know more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas. |
Sat, 7 January 2017
With every new year comes the resolution(s) to make life better...in all things. Whether it be fitness, family or financial, now is the time to make changes where needed. And who doesn’t want to make some changes financially?Perhaps you just want to spend less and save more? Maybe you’re ready to get rid of all your credit card debt? Possibly, you’re tired of taking a back seat in your retirement planning? If you’re ready to take charge of your financial life in 2017, you’ll want to listen to this week’s show! Topics discussed in today’s episode:
Get the NEW 2017 Social Security Guide (45th Edition) for FREE The "2017 Guide to Social Security" is the perfect resource to learn everything you need to know about Social Security and how to get the most out of your benefits. This guide includes all updated information for the new year.The dream of a financially secure retirement starts with knowing that Social Security will provide over 50% of many retirees’ income. That’s why you NEED to know how it works. Get your free customized Social Security analysis report here! HOW WOULD IT FEEL IF YOU KNEW EXACTLY WHEN YOU COULD RETIRE AND HOW LONG YOUR MONEY WILL LAST? David Lukas Financial can help you put a safe and secure game plan together that you can count on. Call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. Remember, there’s never a fee to meet with David and explore our options. Free Annuity Decision Guide: |