Are you unaware of the amount of fees you are currently paying on your investments each year? If you are, you’re not alone. Millions of Americans have been sold a retirement plan—the 401k specifically—that can be loaded with the kind of hidden fees that could eat away up to two thirds of the account you’ve spent your entire career building.

In this week’s installment of the David Lukas show, David and Zach are back to further explain the expensive pitfalls of uninformed and uninvolved investing.

Because Main Street has infiltrated Wall Street the amounts of lost opportunity costs are growing daily. Today the average investor’s return equals only around 2-3% and those same investments are susceptible to devastating market losses.

In a recent interview Jack Bogle founder of Vanguard suggested:

If you want to improve your retirement outcome, be sure to minimize Wall Street’s take.” He also states “costs are a crucial part of the equation. It doesn’t take a genius to know that the bigger the profit for the management companies… the smaller the profit for investors. Money managers always want more and that’s natural enough in most businesses—it’s not right for this business. What is supposed to happen in the Fund business is the miracle of compound returns. But that magic is being overwhelmed by the tyranny of compounding costs. It’s a mathematical fact. There’s no getting around it.

Opportunity loss isn’t an inevitable part of the investment process, but it is the most devastating. To minimize your amount of opportunity loss—when it comes to taxes and costs on your investments—call David Lukas Financial today.

David Lukas Financial specializes in the uncommon strategies that America’s most wealthy investors have been utilizing for years, and he can implement those same strategies for you. David Lukas Financial can be reached at: 800-559-0933.

Have you been duped into believing that you’re an investor instead of a saver? Does Wall Street have you convinced that in order to make money in the market you must be resigned to high fees and opportunity loss?

Listen to David and his co-host for this episode, Zach, talk about the psychological factors that investors find themselves yielding too within the volatility of Wall Street. During this hour of the DL Show, David explains the damage that can be done to your portfolio with a “throw it in the market and leave it there” type mentality.

According to David, many investors may not realize just how difficult it is to make up for loss in the market. On an investment, a 50% loss would require a 100% gain in the following year just to break even.

This phenomenon, known as “negative compounding”, is rare like market stability and not the usual outcome. Unfortunately, most market losses are lost forever. And just exactly what is the cost of opportunity lost? As far as your retirement is concerned — TOO MUCH!

David Lukas Financial is helping clients across the United States by offering valuable information and advice that Helps Savers Worry Less About Money.™ Listen to the full show to hear David and Zach's analysis of the impact of human behavior and fees on the average investors portfolio. David’s firm can be reached at: 800-559-0933

David Lukas, host of the David Lukas radio show and recent recipient of the Nielsen Award for being one of the top 100 Financial Shows in the nation, was back in the studio this weekend to introduce and chat about his interview with the author of “The Power of Zero”, David McKnight.

According to McKnight, one thing’s for certain: taxes will—must go up.  It is a mathematical fact that tax rates will undoubtedly double in order to keep our nation’s debt out of default before the 2023 projected deadline.  This, my friends, is the dirty little secret the government refuses to talk about.

We, as investors, have been asleep at the roulette wheel for too long. America must wake up before it’s too late. It’s time for everyday investors to start thinking and investing in the uncommon strategies Fortune 500 executives have been implementing, for their own finances, for years.

According to McKnight, “there is a perfect amount of money to have in each of the three basic types of investment accounts; and when the correct amount of money is in each of these three buckets—that’s when the magic happens…bringing you into the 0% tax bracket.”

During the interview, McKnight also mentions several types of non-traditional IRAs that are available to those who qualify, along with the explanation and suggestion of an LIRP (Life Insurance Retirement Plan). Because the IRS keeps close tabs on all of our investments, except for LIRPs, we, as investors, must do the best we can to move our taxable assets into tax-free positions.

Also listen in to learn how to reposition your assets so your social security is exempt from taxation.

David Lukas Financial is helping clients across the United States get into the Zero Percent tax bracket in retirement. David’s firm can be reached at: 800-559-0933

“The Power of Zero” can be bought through Amazon by clicking here. Click on the Recommended Books tab to see more of David Lukas’s suggested works for reading.