For many, the company offered 401K or traditional IRA is what’s there and waiting for them after retirement. What these hopeful retirees aren’t expecting is the huge tax tumor buried within. With the tax rate destined to climb in the near future, there’s so much more at risk than you think. But what if you didn’t have to worry? What if you set yourself up with a WorryFree Retirement®.

On today’s show, our host David Lukas of David Lukas Financial talks about what you need to know about government qualified plans after retirement and what you need to do to protect your hard earned funds beforehand.  

Throughout the hour David talks about the five things you MUST KNOW about your IRA and 401k.

1. Taxes. Taxes must be paid and the penalties that may occur if not done correctly could be enough to make you broke.
2. RMDs. Required Minimum Distributions are necessary. Huge penalties can occur if you don’t prepare for them.
3. Roth IRAs are tax free and better than a savings account, for many reasons. Rolling your 401k into a Roth may be a great option for you.
4. Tax diversification is key. Know what you’re paying on what.
5. With the new Trump Tax Plan, you could save HUGE amounts of money this year. Taking advantage of this plan is paramount.

To hear all of the excellent information David Lukas of David Lukas Financial has about eliminating tax risks on your retirement portfolio, listen to the entire show today.

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Are you interested in the Required Minimum Distribution Guide? Call David Lukas Financial at 501-218-8880 or email davidlukas@davidlukasfinancial.com today.

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The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

Are you interested in the Required Minimum Distribution Guide? Call David Lukas Financial at 501-218-8880 or email davidlukas@davidlukasfinancial.com today.

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Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, to Learn More About The Retirement Advantage Process™. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

When it comes to the amount of risk your retirement portfolio is under, less is better. But when you’re continuously sold the idea that risk is necessary to achieve the gains you want what’s a Saver to do? First, you have to know your risk tolerance. (Risk tolerance is the grade of variability in investment returns that an investor is willing to withstand or lose.) Second, your risk capacity needs to be measured. (Risk capacity is an objective measurement of the amount of risk you need to take in order to meet your established financial goals. Risk capacity can also be used to analyse the influence of any risk development on your current portfolio's ability to meet your future financial obligations.) Only then can you proceed with confidence.

This week on the David Lukas Show, David talks about how asset allocation could be the single most important factor in planning your retirement responsibly. And as in all things in life, there’s a right way and a wrong way to diversify your portfolio. Throughout the hour, David talks about:

• The importance of Tax planning
• Real estate options as investments
• Products that contain LESS risk
• Sequence of return risk
• How to measure your tolerance for risk
• How to measure your risk capacity

To hear all of the excellent information David Lakas of David Lukas Financial has about eliminating your capacity for risk, listen to the entire show today.

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Are you interested in the Required Minimum Distribution Guide? Call David Lukas Financial at 501-218-8880 or email davidlukas@davidlukasfinancial.com today.

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David Lukas Financial is now accepting reservations for the March Maximizing Your Social Security Course:

You can call our 24-Hour Reservation Line at: 501-574-0677 to check availability and reserve your seat today for March’s classes.

Upcoming Classes Available:

• Thursday, March 29, 2018 6:00 PM
• Friday, March 30, 2018 6:00 PM

MORE DATES COMING SOON!

HELD AT THE HAMPTON INN:

11920 MAUMELLE BLVD,

MAUMELLE, ARKANSAS 72113

CLICK HERE TO REGISTER TODAY!

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The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinated to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

--------------------------------------------------------------

Are you interested in the Required Minimum Distribution Guide? Call David Lukas Financial at 501-218-8880 or email davidlukas@davidlukasfinancial.com today.

--------------------------------------------------------------

Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.