Sat, 26 March 2016
"I’ve created a monster." – Ted Benna, the creator of the 401k.When it comes to basic retirement planning, most of America’s been drinking the Koolaid. And for years, or for some, entire career spans, millions have been contributing, monthly, to one of the largest government tax-postponement plans in existence—the tax deferment plan otherwise known as the 401k. On this episode of the DL Show, David talks about what’s waiting for you when you’re ready or need to collect on your 401k. Throughout the hour David explains all the different actions needed to minimize taxes and avoid fees and penalties and explains expands upon how tax-diversification can be the key to retirement success. Because just as someone shouldn’t put all of their hopes into one dream, a retiree shouldn't’ put all of his or her money into one product. Penalties, fees, RMDs (required minimum distributions) and the possibility of having to pay in a higher tax bracket are just a few of the MANY reasons why every retiree and future retiree needs a solid game plan for their retirement. So if 401k’s aren’t the best option for me in retirement, than what are my options? Here a just a few of the options discussed in today’s show:
Want to know more? Listen to the entire episode today! Biblical theme of today’s show: Things that are hidden and not seen. Bible verse(s) featured in today’s show: 2 Corinthians 4:16-18 New International Version (NIV) Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com Curious to know what The Annuity Decision Guide for Savers is all about? Click here! Want to know more about how David Lukas Financial can help you put a safe and secure game plan together that you can count on? —call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. Remember, there’s never a fee or obligation to meet with David. |
Sat, 19 March 2016
There are lots of mixed signals out there, in the financial world. And the new trend is for Financial Advisors and the media to fear monger about everything financial.Of course it is human to fear and worry about what we don’t understand. Lucky are the listeners of the David Lukas Show, in that he works hard to educate and help Savers Worry Less About Money®. This week, on the DL Show, David talks about how Wall Street banks on the heavy dose of fear fed to Savers. Promoting the ear of being taken advantage of and fear of the unknown is how Wall Street has duped Savers into thinking that moving their fee-laden mutual funds—the funds that they, the Financial Advisors, are making a pretty penny on—into annuities is a bad move because of SURRENDER CHARGES! Throughout the hour, David explains why and how Savers have less reason to fear the sometimes unpredictably fickle Market when they choose to participate in The WorryFree Retirement®. Listener’s question addressed in today’s show:
Essentially, what this listener is saying is that she needs a game plan. To hear what comments and suggestions David has to give about developing a strategic retirement game plan, listen to the entire episode today. Recommended Reading: Recommended Reading talked about in this broadcast: The Creature of Jekyll Island by G. Edward Griffin. The 3 Personalities of Money®: Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com Free Annuity Decision Guide: STILL NOT SURE WHAT ANNUITIES ARE BEST FOR YOU? Get the Annuity Decision Guide for Savers today by clicking here! To learn more about how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, today to learn more about The WorryFree Retirement® process. It’s unlike anything else in the industry. This week’s words of wisdom:
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Sat, 5 March 2016
Because Americans, en masse, participate in Qualified Plans without having all the details of how they actually work, many soon-to-be retirees are finding that their 401ks are falling short in means of future comfort.This week, our host David Lukas dives into the topic of 401ks and what you, as an investor in your future, need to know before retirement. Throughout the hour, David explains and expands on the importance of understanding the negative implications of future taxation as well as the effect that hidden fees can and will have on your hard earned retirement funds. Important financial questions that David addresses this week:
*This episode of the DL Show is filled with great information and tips on how you too can retire WorryFree® Listen to entire episode here online today! You won’t be sorry that you did! *Related DL Show with connectedly important information: I'm From the Government and I'm Here To Help With Your 401k Did you know that just 2% in fees, over a lifetime, will slash your retirement account by 65%. Want to know how much you are paying in fees? Download your FREE Fee Disclosure Kit by visiting davidlukasfinancial.com today. Want to know exactly how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, to learn more about The WorryFree Retirement® process. It’s unlike anything else in the industry. David Lukas Financial is conveniently located in North Little Rock, Arkansas. Not sure if you’re a Saver, an Investor or a Speculator? Find out your financial DNA today at davidlukasfinancial.com |