There Is Power In Eliminating Expenses:

Know The 4 Costs of Money

The Silver Tsunami is coming! In fact, it’s inevitable. Baby Boomers are set to soon be retiring in record numbers and if you are one of them, now is the time to put a plan in place to ensure that your long-awaited retirement is truly WorryFree®.

In this week’s installment of The David Lukas Show, David discusses the four costs of money and what Savers can and should do to educate themselves on:

1. Fees — know and understand the fees you are paying
2. Taxes — know and understand how much you are paying on what
3. Premiums — know and understand the projected fees your FA could/will earn
4. Interest — know and understand how devastating compounding interest and lost opportunity cost can be–especially in connection to debt

Because Savers like to keep things simple and costs low, the WorryFree Retirement® process was created especially for…SAVERS! And one of the best features of the WorryFree Retirement® is how hands on your retirement income planner will be throughout the entire process.

So, if you’re uninterested in losing thousands of dollars on fees, taxes, premiums, interest on retirement plans and investments–you’ll want to be sure to tune in to the David Lukas Show each Saturday at 2:00pm to get tips and advice form the leading retirement expert in Little Rock. The David Lukas Show is the only local radio program dedicated to Helping Savers Worry Less About Money®.

Ready to get started with The WorryFree Retirement® process today? Schedule a no commitment no cost consultation with David by calling: (501) 218-8880.

Not sure if you’re a saver, an investor, or a speculator? Take the FREE financial personality test at 3Personalities.com.

"An educated citizenry is a vital requisite for our survival as a free people." —Thomas Jefferson

Retirement is like everything else in life—worth enjoying! So how should everyone best enjoy retirement? Worry free of course!

This week on the David Lukas Show, David and Zach chat about how important it is to both know and understand the first steps and intricate planning needed to truly Help Savers Worry Less About Money®.

Throughout the hour, David and Zach explain how creating and clarifying a particular retirement plan or vision—with a retirement expert—can lessen the potential damage that could be done to your hard earned retirement funds in the Wall Street Casino. David also expands on how the next step for retirees should be to share that vision with a qualified retirement specialist (someone who is trained to transform that vision into a personalized retirement plan). Only then can the appropriate plan of action—based on current strengths, weaknesses, opportunities and threats to the vision—be flexible enough to meet possible financial changes in the future.

*This installment of the DL Show is filled with great information and tips on how you too can retire WorryFree® Listen to entire episode here online today!

Are you a saver that’s interested in safeguarding your future retirement funds with a customized plan you can understand? If the answer is yes, call David Lukas Financial at 501-218-8880 today!

Not sure if you’re a Saver, an Investor or a Speculator? Find out your financial DNA today at 3Personalities.com

“The tyranny of compounding costs overcomes the miracle of compounding interest.” ―John Bogle, of Vanguard

Every year, we Americans, en masse, participate in fee heavy investment accounts without having any idea of how they work. Few current and future retirees realize the eroding effect that all the hidden fees and future taxation can and will have on their retirement..

In this week’s installment of the Ed Series, David and his featured guest, partner, and mentor Tony Walker discuss the fees investors should expect when they hold mutual funds on Wall Street and the opportunity cost (money lost to fees, taxes, and future capitol interest) that happens as a result.

Throughout the hour, David and Tony support the idea that “the only people truly profiting from mutual funds are the insiders and the asset managers”. This is because most mutual funds require very little management, and in turn are heavily laden with hidden fees. Transparency, when it comes to your retirement assets, is key in choosing what funds are the best and worst to invest in. But, the unfortunate reality is that Wall Street doesn’t want you to know about any of this because it’s where a lot of the big money is made! To learn more about the hidden fees in mutual funds and how to safeguard your assets through annuities, listen to the rest of the episode today.

If you’re a uninterested in losing thousands of dollars in fees then you’ll want to be sure to tune in to the David Lukas Show each Saturday at 2:00pm. The David Lukas Show is the only radio program in Little Rock dedicated to Helping Savers Worry Less About Money®.

If you are ready to get started with The WorryFree Retirement® process, schedule a no cost consultation with David by calling: (501) 218-8880. Not sure if you’re a saver, an investor , or a speculator? Take the FREE financial personality test at 3Personalities.com today.