**To access all of the show's links from your David Lukas Show App, simply go to "Extras"*******

If you are a regular listener of The David Lukas show, then you are no stranger to the concept Mortgage Planning. David has done multiple shows on the topic of 
Mortgage Planning over the years.

Here are a few of those shows: 

Pay Off Your Mortgage The Right Way,  

Mortgage Planning, What Is It? , 

Mortgages, The Right Choice 

An entire chapter in David's book is dedicated to the topic.

This week, David is joined by Lee Welfel, Author of the best selling book: The Mortgage Book David is a long time friend of Lee and had the honor of writing the foreword to this book. Lee has pioneered the 6-Step Mortgage Planning Process to serve as a guide to those looking to take out a mortgage.

Tune in to hear David and Lee Discuss: 

The Fatal Flaw

The Importance of working with a local lender

The Six-Step Mortgage Planning Process

And much more........

If you would like to contact Lee Welfel, he can be reached by calling: 501-519-7744 or to learn more visit: LeeWelfel.com 

You can order a copy of Lee's book now by going to the Online Store. For a limited time,  Use the coupon code: "mortgagebook10" to get your copy for just $10.00!

Tune in, Listen and Learn.......

This week, David is joined by David Muhlhausen P.h.D, from The Heritage Foundation. Listen in as David discusses with Dr. Muhlhausen the 2013 Index On Dependence 
of Government. 

**Please remember, any links can be accessed from Your David Lukas Show Smart Phone App by going to "Extras"

The Washington Post, The Washington Times and Forbes magazine are among publications that have cited Muhlhausen’s research. He has been interviewed on national television newscasts, including PBS’ “Newshour with Jim Lehrer,” MSNBC’s “Hardball with Chris Matthews,” CNN’s “Lou Dobbs Moneyline” and Fox News Channel’s “O’Reilly Factor” and “Special Report.”Muhlhausen joined Heritage in 1999.

Unfortunately, the united states has continued it's massive increase in the portion of the population that depends on the government to provide for them. What was once the domain of family, friends and private charities has been crowded out by an ever expanding federal government whose devotes  70% of its entire budget to dependency creating programs.

America is increasingly moving away from a nation of self-reliant individuals, where civil society flourishes, toward a nation of individuals less inclined to practicing self-reliance and personal responsibility. Publicly held debt has continued its amazing ascent without any plan by the government to pay it back. According the the 2013 Index, nearly 70% of the federal budget is dedicated to dependency creating programs. One of the worrying trends in the Index is the coinciding growth in the non-tax paying public. The percentage of the population who do not pay federal income taxes and who are not claimed as a dependent by someone who does pay them, jumped from 15% in 1984 to 44.7% in 2011. This means that in 1984 35.5 million people paid NO taxes; in 2011, 139.3 million contributed nothing.

As if those circumstances were not dire enough, the country is about to witness the largest generational retirement in world history by a population that will depend on currently insolvent pension and health programs.

These are serious issues that we must consider when deciding where to warehouse and grow our wealth. In light of the realities of an ever increasing percentage of the population that does not pay taxes, where does this leave those who do pay taxes? Will they go up in the future? Many are surprised to find federal taxes are very low in consideration to where they have been since the inception of the income tax in 1913.

David and his firm specialize in strategies that minimize future taxation for those of us who actually pay federal taxes. Now more than ever it's critical to employ uncommon strategies in these extraordinary times we are living in. David can be reached by calling:  800-559-0933 or you can email him at: David@InfiniteFinancialServices.com

Additional Resources to learn more:

David's Book: Whose Future Are You Financing?

SEE: Look What The Wealthy Are Doing

SEE: Look What The Banks Are Doing

This was David's first week to broadcast at his new time on his local affiliate station KARN 102.9FM . The new time every week is 12pm CT. For those of you who listen online or from your David Lukas Show Smart Phone App, this change really doesn't affect you unless you listen live online.

Tune into to hear David talk about his experience of literally "throwing money out the window".  Yes you read that right!

David revisits many topics for those who are tuning in for the first time. If you are a regular listener, you will still enjoy learning and being entertained all in the same hour. What more could one ask for?

David can be reached at: David@DLShowOnline.com or 800-559-0933

**NOTE**Any links can be accessed and viewed from your David Lukas Show App by going to "Extras"

Next Week, on Saturday the 18th at 12pm, David interviews David B. Muhlhausen, Ph.D. from The Heritage Foundation regarding The 2013 Index of Dependence on Government 

Listen To Recent Shows and watch the accompanying videos:

Fees, Fees, Fees

Look What The Banks Are Doing

Look What The Wealth Are Doing

Think And Operate Like A Bank

**Please note, when David talks about Qualified Plans on this broadcast, he mentions in qualified plans an individual has to wait till age 65 and 1/2  to access their money penalty free. The actual age is 59 and 1/2.

This week, David dives into the topic of Qualified Plans. Yes, Americans en mass blindly participate in 401k's without  having any idea of how they work.

At the very least if you are putting the bulk of your retirement savings into a 401k or other qualified plan, you owe it to yourself to understand the implications of future taxation as well as the hidden fees and the eroding effects they have on your retirement account. This week David hones in on Fees. Next, week, taxation.

Listen in on today's show and then watch the video below. If your web browser is not displaying the video below. Click HERE to watch the video.

We will post a second video further analyzing America's most popular retirement vehicle by early next week. Check back! Until then, Enjoy!