Back in 2008, when the Dow hit a 12 year low Americans lost trillions of dollars in wealth. Such an immediate loss was a painful punch in the gut for every American invested in the stock market. Many lost everything they had in their retirement accounts. Many have yet to and or never recovered from their loss. Fast forward to today— Americans are now experiencing the euphoria of second longest bull market in existence and many are anticipating the inevitable turn down.

This week on the David Lukas Show, David talks about how risk weighs differently on different financial personalities and what you can do to safeguard your hard earned retirement funds against market downturns. Throughout the hour, He talks about how the the Markets ups and downs, historically, have cycled and some practical strategies to secure your money from the terrible downs.

Specific topics touched on in today’s show:

• Have a solid Gameplan
• How easy it is to take the FREE portfolio risk tolerance analysis offered by David Lukas Financial
• How to potentially improve what you're doing if you’re currently vested in the market.
• How important a second opinion is when it comes to big decisions being made in planning your retirement.
• How to take action in planning your retirement

To hear all the valuable insight that David Lukas has to offer, listen to the entire episode today.

To learn more about how David Lukas Financial can benefit you and your retirement portfolio, call David Lukas, at (501) 218-8880, today. David Lukas Financial is conveniently located right here in Central Arkansas.

Do you know your financial DNA? Are you a Saver, an Investor or a Speculator? Learn about the three personalities of money and take the test today at: DavidLukasFinancial.com

At this time of year, taxes are what’s on everybody’s mind. And rightly so for current and future retirees because taxes don’t just magically stop after work. In fact, taxes may become much more complicated and involved than they were when you were working. In a time when they should be relaxing what are retirees to do when the stress of taxes takes over?

This week on the David Lukas Show, our host David talks about how important it is to plan for taxes in retirement and what current retirees can do to safeguard their hard earned retirement funds from unnecessary taxation and penalties.

Specific topics addressed this episode…

• What the Tax Tumor is and how to avoid it
• How Social Security income is taxed
• IRA and 401(k) withdrawals and how they are taxed
• Pension and Annuity taxation
• Taxes on investment income
• How to use and enjoy your money via the WorryFree Retirement®

To hear all of the valuable information and advice David Lukas of David Lukas Financial has to offer, listen to the entire show today!

Attention Arkansas listeners age 60 and up!

Request your FREE 2017 social security guide (45th edition) by calling (501) 218-8880 today! Or by going to DavidLukasFinancial.com

Want to know more about how David Lukas Financial can benefit you and your retirement portfolio?—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

Since you’ve been working, a percentage of your earnings have been going to social security. Unfortunately, during the process, many people have found the claiming and filing process increasingly complicated and difficult to navigate due the the thousands of possible claiming options. So what’s a retiree/ soon to be retiree to do when people feel the frustration of a seemingly bureaucratic rules and regulations?

This week on the David Lukas Show, David brings to light many of the unatractive attributes abouting the filing process and what you can do to avoid the catches and pitfalls within.

Topics touched on and explained in today’s show:

• You may be grandfathered into certain “Outside Of The Box” claiming strategies
• The typical employer contributions for SS greatly outweigh contributions made to 401(k)s
• How being proactive in your Social Security planning could save you thousands of dollars over a lifetime.
• Optimizing SS, to your benefit
• The Social Security website and its challenges.
• If you take your SS benefits at face value, you could leaving thousands upon tens of thousands of dollars on the table.

To hear all of the valuable information on Social Security discussed in today’s episode, listen to the entire show today.

The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE.

Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.

One of the biggest and most expensive mistakes retirees make, is overpaying taxes. Thousands of people are overpaying because of lack of planning for retirement and when to file for Social Security benefits.

This week on the David Lukas Show, David talks about how retirees are wasting thousands upon thousands of thousands of dollars on overpaying taxes. Because while many financial services clients are focused on fees, expenses and returns on investments, they are ignoring the tax tumors that are building in their government sanctioned retirement accounts.

Throughout the hour David explains what the many trap doors are that can easily wipe out the advantages of postponing or deferring taxes to a later date. And how if you overlook one simple thing you can trigger an avalanche of needless taxes and penalties.

• Higher taxes on your on your Social Security benefit
• An investment surtax
• Higher capital gains taxes
• Higher Medicare premiums

To hear all the excellent information from David Lukas of David Lukas Financial has about being proactive instead of reactive regarding the tax tumor issue, listen to the entire episode today.

The Guide to Social Security can help you understand how to keep up to 32% more of your money for retirement. Since you have a choice of when to start Social Security and also your individual or employer-plan qualified retirement money, can be coordinate to maximize your Social Security. Request your Free Guide To Social Security today! (Must be a resident of Arkansas)

Also be sure to check out the upcoming Maximizing Social Security Classes taught by David and held right here in North Little Rock. To get more details and register for a class go HERE.

Want to know more about how David Lukas Financial can save you money on unnecessary taxes and fees—call David Lukas Financial, (501) 218-8880, today to learn more about The WorryFree Retirement® process. David Lukas Financial is conveniently located right here in North Little Rock, Arkansas.